Community Savings*
Our standard savings account for individuals, partnerships, and corporations.

• Minimum opening deposit of $100
• Earns interest on daily minimum balance of $200 or greater
• $3 monthly service charge if the average daily balance falls below $300

Minor/Senior Savings*
An account designed for minors under the age of 18 and for senior citizens, age 55 and over.

• Minimum opening deposit of $1
• No minimum balance requirement to earn interest
• No monthly service charge

Market Plus Savings**
Designed for individuals and businesses with limited withdrawal needs, and who are able to maintain a nominal balance.

• Minimum opening deposit of $100
• No minimum balance to earn interest
• $7 monthly service charge if the average daily balance falls below $2,500
• Free money market style checks for the life of the account

Pinnacle Money Market***
A money market account designed for our customers who maintain higher account balances.

• Minimum opening deposit of $5,000
• Earns interest on daily minimum balance of $5,000 or greater
• $15 monthly service charge if average daily balance falls below $2,500
• Requires an active checking account
• Free money market style checks

Premier Money Market**
Designed for our customers who maintain higher account balances.

• Minimum opening deposit of $25,000
• Earns premium rates of interest on collected balances
• $15 monthly service charge if combined average daily balance in checking, savings, money market and loan accounts falls below $25,000
• Free money market style checks

Health Savings Account (HSA)
A HSA is a special tax-sheltered savings account for medical bills. This account may offer some individuals lower premiums, lower taxes, freedom of choice and more cash at retirement. Consult your accountant or financial advisor to determine if a HSA is right for you.

• Minimum Opening Deposit of $100
• No minimum balance requirement to earn interest
• $5 monthly service charge if daily minimum balance falls below $500 or if automatic funds transfer, into the account, of $25 per month is not maintained
• Requires an active checking account
• Allows you to deposit and withdraw funds
• Monthly statement
• Convenient Debit Card access with EZ Point Rewards

Medical Savings Account (MSA)
An interest earning account designed to help you save for medical expenses and may offer some individuals significant tax benefits.

• Minimum opening deposit of $100
• Earns premium rates of interest on daily minimum balance of $5,000 or greater
• $5 monthly service charge if daily minimum balance falls below $200
• Requires an active checking account
• Qualifying contributions may be deductible for Idaho state tax purposes
• Balances may be used to reimburse current medical expenses and carry over from year-to-year
• Convenient withdrawal by check
• Account can be titled individually or jointly with spouse
• Convenient Debit Card access with EZ Point Rewards
• See MSA brochure for a list of eligible medical expenses