Full Access Checking
3.00% APY* on balances up to $10,000 for the first 6 months
- Free Online Banking with Bill Pay
- Free Platinum Debit Card with EZ Points
- Free duplicate or wallet checks for the life of the account
- Unlimited checks or withdrawals per month
*The promotional rate on your account will be 3.00% Annual Percentage Yield
(APY) 2.96% Interest Rate for balances up to $10,000 for the first six-months.
Promotional Rate Tiers for the first 6 months are as follows:
|
Interest Rate |
APY |
| $0 to $9,999.99 |
2.96% |
3.00% |
| $10,000 to $24,999.99 |
.25% |
3.00% – 1.35% |
| $25,000 to $99,999.99 |
.65% |
1.35% – 0.83% |
| $100,000 to $249,999.99 |
.90% |
0.83% – 0.87% |
| $250,000 and over |
1.04% |
0.87% – 1.00% |
|
|
(based on $999,999) |
Tiered Rates that apply to this account will be paid only for that portion of your
daily balance within the specified tier depending on the balance in your account.
Minimum of $100 to open account. A new account with a new money deposit along with one of the
following: automatic transfer to/from another bank account; sign up for on-line billpay or a direct
deposit are required to earn the promotional APY. A monthly $10.00 service fee waived with an
average ledger balance of $5,000 or greater. This account will then change to the EZ Checking
account with the same service charges as the following tier rates: $0 to $9,999.99 – .10% APY;
$10,000 to $24,999.99 – .25% APY; $25,000 to $99,999.99 – .65% APY; $100,000.00 to $249,999.99 – .90%
APY; $250,000 and above 1.04% APY. One account per household. Fees may reduce earnings. APYs
accurate as of February 22, 2010 and are subject to change without notice.
Getting To Know You 3 Year CD*
We'd like to get to know you better, so WE'RE OFFERING YOU A CD that JUST GETS BETTER OVER TIME! Call or come in today to say hi and take advantage of this great offer!
| 1st year |
1.49% Interest Rate |
| 2nd year |
1.99% Interest Rate |
| 3rd year |
3.45% Interest Rate |
| The Annual Percentage Yield (APY) is 2.33% |
*Effective 11/9/09; must have active checking or savings account
at Panhandle State Bank, Intermountain Community Bank or
Magic Valley Bank. Minimum opening deposit $500. A penalty
may be imposed for early withdrawal which may reduce earnings.
Must have a $500 minimum balance to earn Annual Percentage
Yield (APY). This CD is stepped-rate. The interest rate is 1.49% for year 1, 1.99% for
year 2, and 3.45% for the year 3. Offer not available
for brokered CDs or institutional investors. May be opened as an
IRA. Offer may be changed or discontinued at any time without
prior notice.
Anywhere Anytime Online Free Bill Pay...
Save time and money with this quick and easy free bill pay service. Bill Pay allows you to gain more control
over your finances and payment dates.
- Receive electronic bills
- Schedule recurring payments
- Eliminate postage costs
- View payment history
For more information, or for help paying your first bill online, contact your local branch.
To get started simply click here.