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Remote Deposit Capture

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Remote Deposit Capture allows you to deposit checks from the convenience of your office, saving you time and ensuring your deposits are balanced. Our relationship services officers will assist in installing an image capture device to electronically transmit item images to the bank. Take advantage of this time and cost-saving technology today! Click here to read more about Remote Deposit Capture.

Business Smart Online

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Our secure internet cash management system allows you to manage your business's finances from the comfort of your desk with Business Smart Online, you can:

  • View account transactions and details in real time
  • Transfer funds between accounts in real time
  • Initiate various electronic transactions to/from accounts outside the bank*
  • Initiate wires*
  • Utilize Positive Pay – a fraud prevention tool
  • Authorize others to use the program (accountant, secretary, etc.) with any level of restriction you want

*Requires approval for access

Check Collect

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Let us take on the hassle of dealing with returned checks for you. Check Collect is a free service offered to all our business customers. We send your returned checks to our processor to be collected electronically, thereby increasing collection rates. You have the ability to monitor items and pull them from the collection stream at any time. Contact your local branch now to take advantage of this complimentary and valuable service!

Electronic Federal Tax Payment System (EFTPS)

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Paying your business taxes electronically is simple and secure with EFTPS. Let us help you get enrolled in this service which then allows you to initiate your federal tax payments in two ways:

  • Utilize the EFTPS website or phone system authorizing the appropriate government authority to initiate an electronic debit to your business account.
  • Utilize the bank's secure internet cash management system, Business Smart Online, to send electronic credits to the Federal government pay any type of federal taxes.

Credit Card Access

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Access information about your Panhandle State Bank, Intermountain Community Bank or Magic Valley Bank credit card.