Business Checking
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Account Features
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Business Interest Checking ANALYZED Checking FREE Business Checking
Free Basic Business Internet Banking YesYesYes
Interest Bearing Yes N/A N/A
Unlimited Check Writing YesYesYes
Free VISA™ Rewards Business Check Card YesYesYes
Service Charges is Waived With: N/A May be offset by earnings credits N/A
Monthly Service Charge $10.00 Varies N/A
Free Check Collect (Returned check recovery service)YesYesYes

Business Interest Checking

An interest-bearing checking account designed to meet the needs of our customers who are looking to maximize their earning potential – even on their operating account.

  • Free Visa™ Rewards Business Check Card
  • Earns interest on all Collected Balances
  • Free basic Business Internet Banking
  • Free Check Collect (Returned check recovery service)
  • Generous transaction* allowance – Transactions* in excess of 1.500 cost $0.20 each
  • Monthly $10.00 service fee
  • $3 paper statement delivery fee

* “Transaction” includes all debits, credits and deposited items.

Free Business Checking

A great "starter account" for a new business or a business with nominal account activity. With this account, you'll enjoy all the simplicity of a personal checking account that fits your business needs.

  • Free Visa™ Rewards Business Check Card
  • Minimum balance not required
  • Checks/Debits in excess of 300 cost $0.12 each
  • Deposits in excess of 100 cost $0.25 each
  • Free basic business internet banking
  • Free Check Collect (Returned check recovery service)
  • Items deposited in excess of 300 cost $0.15 each

Analyzed Checking

Let your deposits work for you in our Analyzed Checking Account! Your funds can generate earnings credits* which can be used to offset banking fees. Our specially trained team members can show you how this account can be of benefit to your organization.

  • Free Visa™ Rewards Business Check Card
  • Monthly maintenance and activity fees may be offset by an Earnings Credit Allowance based on your balance. Other business product fees may also be offset.
  • Analysis statement details all earnings and fees
  • Cash Management services available, including online Cash Management Services
  • Free basic business internet banking
  • Free Check Collect (Returned check recovery service)

*Think of earnings credits as coupons that you earn to apply toward your monthly fees. At the end of the statement cycle, we apply your "coupons" (earnings credits) to your accrued fees. Earnings credits are used solely to offset any account fees that are accrued during that month; excess earnings credits are not deposited into the account. If the earnings credit allowance is more than the total fees, there is no charge to the account. However, if the earnings credit is less than the service fees for that month, the account will be charged the difference.